The BRRRR strategy.
Buy, Rehab, Rent, Refinance, Repeat. The BRRRR method is a powerful way to build a rental portfolio with limited capital — and Focus DSCR provides the bridge financing that gets your project off the ground.
BRRRR at a glance
- Up to 95% LTC on the initial purchase + rehab
- Interest reserves built into the bridge loan
- Fast, draw-based funding to keep your renovation moving
- First-time investors welcome with an experienced contractor
A repeatable system for building rental wealth.
BRRRR — Buy, Rehab, Rent, Refinance, Repeat — is a strategy that aims to recycle the same pool of capital across multiple deals. Buy an undervalued property, force appreciation through renovation, stabilize it as a rental, then refinance into a long-term loan — with the goal of recovering much of your initial capital to reinvest.
The strategy hinges on two distinct loan products: a short-term Fix-&-Flip loan to fund the acquisition and rehab, and — once the property is stabilized — a long-term DSCR rental loan that the investor refinances into. They are separate loans, each qualified independently on its own merits.
At Focus DSCR, we built our platform around the BRRRR investor. We fund the Fix-&-Flip bridge that gets your project off the ground, with a fast, draw-based process and interest reserves built in — so you can focus on executing the renovation.
How BRRRR works.
Five steps, two loan products, one repeatable system for stacking long-term rentals.
Two loans. One lender.
BRRRR financing built for acquisition and renovation. Focus DSCR funds the Fix-&-Flip bridge, with DSCR rental loans also available once your property is stabilized.
Fix-&-Flip Loan
Short-term bridge financing to acquire the property and fund the renovation budget.
- Up to 95% LTC
- Interest reserves built in
- First-time investors welcome with experienced contractor
- Seamless draw process
DSCR Rental Loan
Long-term, 30-year rental financing qualified on the property's stabilized rent — not your personal income.
- No personal income requirement
- 30-year fixed rate
- Up to 80% LTV (75% on cash-out)
- 1–9 unit non-owner occupied eligible
- Loans from $50,000 to $2M
A BRRRR partner, not just a lender.
Most lenders cover only one end of the BRRRR pipeline. We finance both — the bridge acquisition and the long-term DSCR refinance — under one roof.
Bridge financing done right
Fast, reliable Fix-&-Flip funding with interest reserves and a streamlined draw process to keep your renovation on schedule.
Built for repeat investors
Active BRRRR investors get streamlined underwriting, dedicated reps, and pricing that rewards portfolio scale.
Ready to BRRRR your next deal?
Submit a scenario and we'll get you a Fix-&-Flip bridge quote to fund your next acquisition and rehab.
Explore the lineup.
Both loan products that power the BRRRR strategy, plus other ways to finance your investments.