Fix-&-Flip financing
Speed, leverage, and adaptability for busy investors — light cosmetic rehabs to full-scale renovations, with a seamless exit into resale or long-term rental.
Fix-&-Flip Highlights
- Up to 95% LTC
- Interest reserves built in
- First-time investors can utilize contractor's experience
- Seamless draw process
How Fix-&-Flip works.
Whether you're planning a quick resale, long-term rental, or a BRRRR strategy, our financing solutions are built to support every stage of your investment journey. From light cosmetic rehabs to full-scale renovations, we offer flexible funding options tailored to both light and heavy rehab projects.
Our Fix & Flip and Fix & Rent programs are designed for busy real estate investors who need speed, reliability, and adaptability to move quickly on opportunities. Once renovations are complete, you can seamlessly transition into your preferred exit strategy — sell for a profit, or refinance into a long-term rental with a Focus DSCR loan.
No matter your strategy, our streamlined funding process helps you move from acquisition to execution faster and more efficiently than ever before.
What you'll need to apply.
A short checklist to get your file moving. We'll let you know if anything additional is needed for your specific scenario.
General documents
- Valid government-issued photo ID
- 2 months most recent bank statements
- Entity documents: articles of incorporation, operating agreement, EIN letter, state certificate of good standing
- Insurance declaration page
If you're buying
- Signed purchase agreement
- Subject property lease (if tenant-occupied)
- Purchase agreement addendum and counter offers, if applicable
If you're refinancing
- Mortgage payoff request
- Subject property lease agreement
Ready to fund your next deal?
Submit a scenario or speak with an advisor — we'll have eyes on your deal within the hour.
Explore more loans.
Every deal is different. Browse the full lineup.